Articles on: Applications

Cash Management App

Cash Management

The Cash Management app allows organizations to swap idle stablecoins into audited, yield-generating stablecoins. This is a crypto-native alternative to a business savings account. These yield-bearing assets are deeply liquid, institutionally vetted, and typically backed by short-term U.S. Treasuries through regulated custodians.


How it Works

This app is built for treasury teams that want their cash to work for them without sacrificing liquidity or safety. Here’s what it enables:

  • Swap into yield-generating stablecoins

Trade idle USDC, USDT, or DAI into assets like Ondo’s USDY, which are:

    • Audited regularly
    • Fully backed by short-duration government securities
    • Accessible onchain with transparent terms
  • Swap back at any time

There are no lockups. Swaps can be executed instantly to revert back to standard stablecoins when needed for payroll, payments, or vendor expenses.

  • Always-liquid, always-auditable

These stablecoins are battle-tested, widely used by institutions, and designed to maintain parity and liquidity even in volatile conditions.


Use Cases

Many companies use this app as a crypto-native savings account, parking excess cash in yield-bearing stablecoins to:

  • Extend runway
  • Improve capital efficiency
  • Maintain visibility and control


Why Use This App

  • Better yield on idle cash: Don’t let your stablecoins sit idle when they could be earning yield
  • Institutional-grade assets: All supported stablecoins undergo regular audits and disclosures
  • Fast liquidity: Swap in and out instantly without paperwork or delays
  • Safe by design: Assets are backed by U.S. Treasuries, not opaque yield farming schemes

Updated on: 01/07/2025